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Nigeria Digital Payments, Mobile Money & E-commerce Access

Nigerian mobile network coverage, home internet access, telecom affordability, and global mobile money benchmarks — compiled from ITU and GSMA sources.

Nigeria Digital Payments, Mobile Money & E-commerce Access — image 1

DS1 ITU Digital Access Nigeria

YEAR

DS2 ITU ICT Price Baskets Niger

YEAR

DS3 GSMA Mobile Money Global

YEAR

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About this dataset

This dataset brings together indicators on how Nigerians connect and pay digitally. It covers mobile network reach (cellular, 3G and 4G), household access to computers and home internet, and what telecom services actually cost as a share of average income. Together these show how ready the market is for digital payment and e-commerce products.

Use it to gauge where digital services can realistically scale: high mobile coverage but low home computer and internet access points to a mobile-first customer base. The affordability baskets help you understand the price sensitivity of connecting customers before you set pricing or plan a rollout.

Global mobile money benchmarks from GSMA give context on the size and momentum of the sector worldwide, useful when building the case for investment or partnerships. Figures are drawn only from clearly stated source values (NBS, CBN, ITU, GSMA); no estimates were added.

What's inside

  • 94% of the population covered by a mobile network in 2022, with 81% reached by 4G
  • Only 6% of households had a computer at home (2018) and 8% had home internet (2017) — a mobile-first market
  • Telecom affordability: mobile broadband cost 1.8% of average income, fixed broadband 19.3%
  • Global mobile money context: 1.75 billion registered accounts and $1.4 trillion processed in 2023
  • Sourced from ITU, GSMA, NBS and CBN rather than blog commentary
  • Ready-to-use indicators for pricing, market-entry and expansion decisions

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