This compilation pulls together findings from published Nigerian research on how households spend on food, what shapes those choices, how naira devaluation has hit small businesses, and how quickly people are switching to digital payments. It is built for owners weighing where to sell, how to price, and which payment methods to support.
The food expenditure sections cover 480 rural households across the southwest and a separate 480 in Ogun State, with household profiles (age, size, marital status, education levels) reported alongside spending figures in both US dollar and naira terms. A determinants section spells out which factors reliably move food spending up — income, household size, occupation, and age of the household head — and how strong each link is.
Additional sections address the business impact of naira devaluation on small enterprises and survey results on digital payment behavior, giving context for cost planning and channel decisions.